Scott believes in helping others in need. “90% of the people who have credit problems are good, honest, hardworking people who have had hiccups in life. I don’t believe in trying to get rich form people who are already down. I have been there. I paid $4000 for a system that would ‘give me a fresh start’. Then I got training to do this and found that the ‘reputable’ company that I hired didn’t follow basic standards in credit repair. The only thing I got of that was life experience.”